Comparison
Cash Apollo vs Simplifi: Budgeting and Forecasting Apps 2025
Summary
Cash Apollo and Simplifi by Quicken simplify personal finance, with Cash Apollo focusing on probabilistic short-term forecasts and Simplifi on automated monthly budgeting. As 2025 budgeting apps emerge post-Mint, they offer easy ways to track and predict finances.
Pricing
- Cash Apollo: Free tier; premium $10/month.
- Simplifi: $3.99/month (annual billing) after trial.
Simplifi is cheaper, but Cash Apollo's free tier includes core forecasting.
Head to Head
| Feature | Cash Apollo | Simplifi |
|---|---|---|
| Core Focus | Probabilistic cash flow forecasting | Automated monthly budgeting and projections |
| Manual Effort | Minimal | Low – auto-budgets, some customization |
| Forecasting | Advanced with probabilities and scenarios | Deterministic end-of-month estimates |
| Budgeting Tools | Aggregate, category-agnostic | Category limits, spending reports |
| Unique Features | Risk alerts, "what-if" simulations | Quick snapshots, bill tracking |
| Ideal For | Future risk prevention | Simple monthly oversight |
Cash Apollo extends predictions with more nuance and automation.
Who Each Is For
- Cash Apollo: Best for users prioritizing effortless multi-month financial predictions.
- Simplifi: Ideal for those wanting quick, automated budgeting for the current month.
Plan Your Financial Future
Get multi-month probabilistic forecasts with Cash Apollo. No setup hassle, just insights.
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